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Understanding Your Mortgage Calculator Results

How to Read a Colorado Mortgage Calculator: What the Numbers Actually Mean A Colorado mortgage…

Mortgage Calculator

Understanding Your Mortgage Calculator Results

How to Read a Colorado Mortgage Calculator: What the Numbers Actually Mean A Colorado mortgage calculator with taxes can give you a quick estimate of your monthly payment, but the real power comes from understanding what those numbers actually mean…

Randi Harris

September 23, 2025

Step 1 of 21

What are your goals?
We are committed to helping you reach them.
Purchase or Refinance
- I want to purchase
- I want to refinance
- Reverse mortgage

Where is the home located? City or Zip Code
City or Zip Code*

What type of home is it?
- Single Family
- Townhouse
- Condominium
- Multi-Family

Where are you in the home buying process?
- Signed a purchase contract
- Looking to buy within 1 to 3 months
- Looking to buy in more than 3 months

How do you plan to use your new home?
- Primary Residence
- Vacation Property
- Investment Property

Have you or your spouse served in the US military?
Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home.
- Yes
- No

What is your (or your spouse's) branch of military service?
- Army
- Marine Corps
- Navy
- Air Force
- Coast Guard
- National Guard
- Military Spouse
- Other VA Eligibility
- No Military Experience

Are you actively working with a real estate agent?
- Yes
- No

Is this your first time purchasing a home?
- Yes
- No

What is the approximate purchase price of the new property?
(it's OK to estimate)
What is the estimated value of your property?
Use the slider to select the price range of homes you're interested in (it's OK to estimate)

How much do you have for a down payment?
(it's OK to estimate)
What is the balance of your first mortgage?
(It's OK to estimate)

What is the interest rate of your first mortgage?
(It's OK to estimate)

Do you have a second mortgage?
- Yes
- No

How much additional cash do you wish to borrow?
(It's OK to estimate or if no cash-out leave at $0)

What is your current employment status?
- Employed
- Self-Employed/1099 Independent Contractor
- Retired

What is your household gross (before taxes) annual income?
- Less than $50,000
- $51,000 - $100,000
- $101,000 - $150,000
- Greater than $150,000

What is your credit score?
- Excellent 740+
- Good 700-739
- Average 660-699
- Fair 600-659
- Poor < 600

Have you had a bankruptcy or foreclosure in the past 3 years?
- Yes
- No

Are you 62 or older?
- Yes
- No

What is your first name?*
What is your last name?*

What is your email address?*
What is your phone number?*
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How did you find us?*

Categories

Buying a Home (13)
Closing Blog and Informational Posts (3)
Community (1)
Credit (6)
Escrow (1)
FHA Loan Blog Posts and Information (3)
First Time Home Buyer (53)
HELOC (1)
Home Improvement (7)
Home Maintenance (13)
Home Renovations (3)
Home Trends Blog Posts (18)
Homeowner Tips (44)
Insurance (1)
Investment Properties (1)
Learn (27)
Mortgage Calculator (1)
Mortgage News (33)
Mortgage Refinance (2)
Mortgage Tips (36)
PMI (1)
Real Estate Tips (46)
Refinance (1)
Rent Vs Buy (6)
Reverse Mortgage (1)
Second Homes (2)
Tax Benefits (1)
USDA Loan (3)
VA Loans – Everything You Need to Know (4)

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We’ve been helping homeowners with Colorado home loans for more than 20 years. As the best lending company in Colorado, we’d be honored to help you get the best residential mortgage possible.

Company NMLS: 381277

Equal Housing Opportunity

6901 S. Pierce St.
Suite 390
Littleton, CO 80128
(303) 795-6025
info@reslending.com

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The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.