3 Numbers That Matter The Most on Home Loan Applications
There are three numbers that matter the most when it comes to a home loan application. They are your credit score, your debt-to-income ratio, and your loan-to-value ratio. These specific numbers matter because they affect your ability to qualify for a home loan as well as your interest...
Tips for Managing your Money When You're Paying Back Debt
If you recently purchased a home, or are ready to take the plunge and start looking to buy a new home, you’re likely taking a good, long look at your finances. Taking on a 30-year mortgage is no small step and, while buying a home is a great investment, houses aren’t...
Stop! Don't Delay Closing Your Loan With These Mistakes
You found the dream house, got approved for a mortgage at a payment you can afford and are now just waiting to close. Time to take it easy --maybe start shopping for new appliances or even look into taking that new job that's closer to your new home.
Making certain decisions before your...
It Might Be Better To Skip The Starter Home --Here's Why
The typical advice for first time home buyers is to purchase a starter home --that is, the home that's one step away from their larger "forever" home. But is that always the best route to go? With just about 45 million millennials entering the real estate buying age, that's something that's...
4 Ways to Get Your Offer Accepted
It's Summer, and the Colorado housing market seems to have kicked in to gear! Home buying can be a competitive process in our seller's market. How does a buyer make an offer that stands above the rest?
Of course we recommend working with a qualified realtor who knows the...