Many years ago when my wife and I purchased our first home we were so excited to have our own space where we could change the paint color, have a yard for our kids, and not be awakened by the guy in the apartment above us when he would decide to vacuum at 12:30 am. […]
I like to make lists. Before I get into a project I usually put together a list of steps to complete so that I don’t find myself at the end with a finished project and a couple extra screws lying around. (I’ve done that too!) So here are some things to consider for those of […]
Mortgages are a funny thing. They terrify people because oftentimes consumers don’t understand what they represent. I feel like mortgages get a bad rap. They conjures images of big faceless banks, people with expensive suits and expensive cars who sit on their throne and say “yes” to someone and “no” to someone else. Mortgages were […]
October 3rd ushered in the era of the Tila Respa Integrated Disclosure or “TRID”. The HUD-1 is gone and the buzzwords from the Consumer Financial Protection Bureau (good ole’ CFPB) today are “know before you owe”. What is TRID exactly? In short, borrowers will now receive new Loan Estimate forms and Closing Disclosures and along […]
You want your mortgage process to go smoothly and be a pleasant experience, right? Well, we do too and with that in mind, we’ve assembled a list of DO’s and DON’T’s that will help avoid any delays with your loan approval and result in a relatively painless loan process. DO make all of your payments […]
Here’s our latest video made for our realtor partners. The condo and townhouse market is heating up and these are some things to help avoid DISASTER when it comes to mortgage regulations. Visit each loan officer’s individual video by clicking on his picture on our home page.